Health Insurance

Headline:

Medicare open enrollment ended. Open enrollment began on November 1, 2022. HealthSource RI open enrollment continues through January 31, 2023. Families covered by Medicaid should update their contact information through HealthSourceRI.

Last-reviewed: 2pm, Jan. 25, 2023

Key Resources:

The Basics

  • Families covered through Medicaid should update their information through HealthSourceRI here. Information about why here (short version: the COVID public health emergency will eventually end and then Medicaid will redetermine eligibility. Updating information ensures notices can be received).
  • Open enrollment for HealthSource RI began on November 1, 2022 and runs through January 31, 2023.
  • The federal public health emergency was extended on January 11, 2022. More information here.
  • COVID-19 vaccines are available to all people over the age of 6 months.
  • Bivalent boosters are now available to eligible Rhode Islanders.

Note: Uninsured Rhode Islanders eligible for Medicaid can apply at any time.

The Breakdown

National Suicide Prevention Hotline

  • 988 is a new national suicide prevention hotline. It does not replace 911 for emergencies, but rather connects people who are experiencing a mental health crisis to a counselor. FAQ here.
    • A Spanish language line is available at 1-888-628-9454.
    • TTY users dial 711 then 988 or people can use their preferred relay service.
Health Insurance Enrollment
  • Health insurance enrollment through HealthSource RI began on November 1, 2022. This is the time when people can enroll in health insurance or change plans. Information on open enrollment here.
  • Medicare open enrollment ended December 7, 2022. More information about Medicare plans here.
  • People who have qualifying life events, like marriage, divorce, birth of a child or loss of other insurance (e.g. because of loss of a job) will be able to enroll outside of the open enrollment period.  More information here.
  • Pregnant people may apply for insurance through a special enrollment period.
  • Uninsured Rhode Islanders may be able to receive free or reduced fee care from these providers.
  • No one receiving Medicaid will be terminated while there is a federal public health emergency (PHE) declaration.
    •  HealthSourceRI FAQ for Medicaid recipients and the PHE here.
  • Families covered through Medicaid should update their information through HealthSourceRI here. Information about why here (short version: the COVID public health emergency will eventually end and then Medicaid will redetermine eligibility. Updating information ensures notices can be received).
Testing and Vaccines
  • COVID-19 vaccines and boosters are available for eligible people. More information about vaccines here and boosters here.
  • COVID-19 vaccines are free to the person receiving the vaccines. Uninsured or undocumented Rhode Islanders can receive the vaccine for free. More information in this FAQ.
  • COVID-19 testing is available. More information here.

The Bottom Line

  • Care teams can help people connect to health insurance through HealthSource RI and can carefully monitor when Medicaid eligibility certification requirements will resume.

Spotlight on Consumer Rights:

  • Care teams can help people access health insurance by connecting them to two different services offered by RIPIN:
    • RIPIN’s Healthcare Advocate assists people covered by Medicare and Medicaid with insurance-related challenges such as billing disputes or coverage denials. Contact the Advocate here.
    • RIREACH also helps people access health insurance by removing barriers such as those related to insurance company denials, eligibility requirements, and billing. Contact RIREACH at 401-270-0101 or at callcenter@ripin.org.